Yes, non-US citizens or Permanent Residence can own property in the USA without restrictions.

Yes, Non-US citizens or Permanent Resident can obtain mortgages, although the terms and requirements may vary depending on the lender.

Requirements typically include a down payment of 25% – 30% or more and closing cost and fees ranging around 7% of the home value.

Other costs can include appraisal fees, inspection fees and closing costs such as title insurance and recording fees.

You can tour properties alongside a realtor.

A realtor will conduct the tour on your behalf through virtual and or video tours.

You can negotiate with the seller to address the issues, request repairs, negotiate an amount to make the repairs yourself or ask for a price reduction, or in some cases, withdraw from the purchase.

No, owning a property in the US does not grant you citizenship or residency status.

No, you do not need to live in the US to own property.

Yes, the commitments include County (Local Government) Tax, State Tax, Insurance, Maintenance Costs, and Homeowners’ Association (HOA) fees if applicable. 

Home inspections are typically paid for by the buyer and the cost can vary depending on the property size and location.

No specific visa is required to buy a property or properties.

You can verify through an online property database or contact a real estate attorney in the state where the property is located

Common mortgage terms are 15, 20, and 30 & 40 years.

Interest rates are determined by the lender based on down payment, loan term, and current market rates which changes according to wall street trading.

Owning a property may possibly help with obtaining a visa but we advise you contact the US Embassy, Consulate or an Immigration Attorney in the US and also some investor visas (like the EB-5 visa) have specific requirements related to economic investments.

The home-buying process typically takes 30 to 60 days from offer acceptance to closing.

Yes, you can rent out your properties. The realtor can connect you with a property manager.

Yes, most mortgages allow early payoff, but it’s important to check for any prepayment penalties.

Foreign Nation Loan Programs do come with 3 – 5 years prepayment penalties, so it’s crucial to ask the mortgage company and also review your mortgage agreement for specific terms.